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EFT SWITCHING SERVICES

EPAPL's EFT Switch solution provides a highly scalable, fault tolerant switch solution that can acquire, authenticate, route, and authorize financial transactions originating across multiple delivery channels.This solution is available on both a licensed as well as a hosted model.

Monitoring & Reporting

MX+ allows for central and remote monitoring of transactions that take place across all channels (ATM, POS, e-Commerce etc.). Parameters such as status of communication lines, review of messages exchanged with the channel, detailed information of the channel, performance indicators etc. are available in real-time. The MX+ Switch supports various reports for the transaction switching operations and from the audit trails.

Management of issuing Institutions

The MX+ switch is PA-DSS and PCI-DSS certified. It is certified to handle EMV Chip Cards (MasterCard, Visa, Amex, Union Pay etc.) and allows for easier integration of new protocols and new issuing institutions.

Routing Management

The MX+ switch is able to process a high volume of transactions. This functionality is enabled by load balancing and parallelism algorithms. The MX+ switch is able to route transactions from all mediums (ATM, POS, Mobile, e-Commerce etc.) regardless of transaction type, transaction amount, card type, issuing institutions (BIN) and acquirer.

BENEFITS

CARDHOLDER

Services such as cash withdrawal, purchases (in-store and online), account access etc. are provided anywhere, even abroad. This service is available 24*7.

CLIENT

The client benefits from centralized transaction management which supports all channels of transactions and all types of transactions. This functionality is agnostic to bank and geography.